Terms of Service

Last updated: November 4, 2025

Agreement to Terms

By accessing or using Fabriq's services, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the service.

Description of Service

Fabriq provides automated bookkeeping and financial management services designed to help businesses maintain accurate financial records through AI-powered transaction categorization, reconciliation, and reporting.

User Accounts

Account Creation

To use our services, you must create an account with accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

Account Responsibilities

  • You must be at least 18 years old to use our services
  • You must provide accurate and complete business information
  • You are responsible for maintaining the confidentiality of your account
  • You must immediately notify us of any unauthorized use of your account

Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the service for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our service or servers
  • Use automated tools to access our service without permission
  • Upload or transmit viruses, malware, or harmful code
  • Violate any applicable laws or regulations

Financial Data and Privacy

You retain ownership of all financial data you upload or connect to our service. We use this data solely to provide our bookkeeping services. Our use of your data is governed by our Privacy Policy.

Service Availability

While we strive for high availability, we do not guarantee that our service will be uninterrupted or error-free. We may perform maintenance or updates that temporarily make our service unavailable.

Fees and Payment

Subscription Fees

Some features of our service require payment. You agree to pay all applicable fees for the services you select. Fees are billed in advance on a recurring basis.

Payment Terms

  • Fees are non-refundable except as required by law
  • We may change pricing with 30 days notice
  • Failed payments may result in service suspension
  • You are responsible for all applicable taxes

Data Backup and Loss

While we implement security measures to protect your data, you are responsible for maintaining backups of your critical business data. We are not liable for any data loss or corruption.

Intellectual Property

The service and its original content, features, and functionality are owned by Fabriq and are protected by copyright, trademark, and other intellectual property laws.

Disclaimer of Warranties

Our service is provided "as is" without warranties of any kind. We do not warrant that the service will meet your requirements or be error-free. We disclaim all warranties, whether express or implied.

Limitation of Liability

To the maximum extent permitted by law, Fabriq shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our service.

Indemnification

You agree to indemnify and hold Fabriq harmless from any claims, damages, losses, or expenses arising from your use of our service or violation of these Terms.

Termination

We may terminate or suspend your account immediately for violations of these Terms. Upon termination, your right to use our service ceases immediately.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our service. Continued use after changes constitutes acceptance.

Contact Information

If you have any questions about these Terms, please contact us at:

  • Email: legal@fabriq.com
  • Address: Fabriq, Inc., [Address], San Francisco, CA 94104